Simple Refinancing For a Better Deal on your Home Loan

Whilst refinancing your mortgage can seem confusing in the beginning, it’s less complicated than you may think. With historically low interest rates and increased competition across the home loan sector, lenders are fervent to get your business. When you first secured a home loan, you probably paid close attention to interest rates. Refinancing your home…

Tips to understand your loan pre-approval

Ready to buy a residential property? You’ll need to show the seller you have sufficient cash. For lots of people, this will imply obtaining a finance, and also the first step to getting one is obtaining pre-approval for it. Pre-approval – likewise known as conditional authorization or authorization in principle– is a sign from a…

Can You Purchase A Home Without A Deposit ?

At times, it may feel challenging to buy your first home particularly with the need to provide a substantial down payment. You may think you need to have a big deposit of about 10%, but this amount can actually change depending on your individual conditions. As there are plenty of aspects involved, it can get…

Easier Strategies to get a Home Loan if you’re Self-Employed

When looking around for a home loan, it may in some cases be complicated at the best of times. Having to provide a huge amount of formalities and information when applying can both be baffling and tiresome. If you’re a local business owner or self-employed, lots of lenders and banks will want even more data…

Simple Tips to Saving for a Home Deposit

Are you trying to save up for a home deposit? Although it might be challenging, it certainly isn’t impossible. Looking for a home to buy can be an exciting time, but it’s certainly worth ensuring that you have enough up-front cash ready for when you find the ideal home. There are some simple tips that…

How Much Deposit Do I need to buy a House?

How much deposit you will need to buy a house depends on your circumstances naturally, sadly it also depends on who you ask. So to put it simply; How much deposit do I need to buy a house?  Probably not as much as you might think in fact some banks tell you much more in…